The record
Legislation· Jun 2025
Legislation· Jun 2025Homebuyers Privacy Protection Act
Limits when credit reporting agencies can share your credit report with third parties during mortgage transactions.
Tradeoff
Restricts credit agencies from selling mortgage-related credit reports to other companies without your consent or an existing banking relationship. No direct cost to government; applies 180 days after enactment.
What's in it
Passed the Senate by on June 12, 2025 — now in the House.
Senate
Introduced
(Apr 10, 2025)
Senate
Committee on Banking, Housing, and Urban Affairs(Apr 10, 2025)
Senate
Passage of the bill
Passed by (Jun 12, 2025)
No individual votes were recorded.
Senate
Taken away from the Committee on Banking, Housing, and Urban Affairs
Discharged(Jun 12, 2025)
House
Received from the Senate
Received(Jun 17, 2025)
- Bill Hagerty (R-TN)
- Chris Van Hollen (D-MD)
- Thomas Tillis (R-NC)
- Catherine Cortez Masto (D-NV)
- Kevin Cramer (R-ND)
- Tina Smith (D-MN)
- Katie Boyd Britt (R-AL)
- Ruben Gallego (D-AZ)
- Pete Ricketts (R-NE)
- Angela D. Alsobrooks (D-MD)
- Mike Rounds (R-SD)
- Shelley Moore Capito (R-WV)
- Ron Wyden (D-OR)
- Mike Crapo (R-ID)
- Cindy Hyde-Smith (R-MS)
- Sheldon Whitehouse (D-RI)
- James E. Risch (R-ID)
- Angus S., Jr. King (I-ME)
- Tommy Tuberville (R-AL)
- John Fetterman (D-PA)
- Amy Klobuchar (D-MN)
- Tim Kaine (D-VA)
- Jacky Rosen (D-NV)
- Jeanne Shaheen (D-NH)
- Richard Blumenthal (D-CT)
- Tammy Baldwin (D-WI)
- Peter Welch (D-VT)
- John W. Hickenlooper (D-CO)
- Gary C. Peters (D-MI)
- Michael F. Bennet (D-CO)
- Edward J. Markey (D-MA)
- Brian Schatz (D-HI)
- Jeff Merkley (D-OR)
- Mark Kelly (D-AZ)
- Deb Fischer (R-NE)
- Martin Heinrich (D-NM)
- Roger F. Wicker (R-MS)
- Bernie Moreno (R-OH)
- Jim Banks (R-IN)
- Bill Cassidy (R-LA)
- Susan M. Collins (R-ME)
- John Hoeven (R-ND)
- Dan Sullivan (R-AK)
- Rick Scott (R-FL)
- Richard J. Durbin (D-IL)