The record

LegislationLegislation· Jan 2026
HR 5763 Passed House — in Senate

Sponsored by Roger Williams (R)

Main Street Parity Act

Reduces equity requirements for Small Business Administration loans for plant and facility projects.

Tradeoff

Allows small businesses to borrow more with less of their own money for facility expansion. May increase lending risk for the SBA and taxpayers.

What's in it

See official bill text

The House passed this 383-8 on January 20, 2026 — now in the Senate.

  1. House

    Introduced

    (Oct 14, 2025)

  2. House

    Committee on Small Business(Oct 14, 2025)

  3. House

    The Committee on Small Business voted to send it to the floor

    Reported 27 - 0(Nov 18, 2025)

    Committee report H. Rept. 119-406.

  4. House

    On Motion to and Pass

    Passed(Roll #32 · Jan 20, 2026)

    383 yeanay 8

  5. Senate

    Received from the House

    on Small Business and Entrepreneurship(Jan 26, 2026)

Passage votes so far· Jan 20, 2026· 119th Congress · 2025–2027