The record

LegislationLegislation· Feb 2026
HR 3390 Passed House — in Senate

Sponsored by Monica De La Cruz (R)

Bringing the Discount Window into the 21st Century Act

Requires the Federal Reserve to review and fix its discount window lending program.

Tradeoff

Mandates a Federal Reserve review of its discount window lending operations and a written remediation plan within one year. No direct cost or revenue impact identified.

What's in it

See official bill text

Passed the House by on February 9, 2026 — now in the Senate.

  1. House

    Introduced

    (May 14, 2025)

  2. House

    Committee on Financial Services(May 14, 2025)

  3. House

    The Committee on Financial Services voted to send it to the floor

    Reported 48 - 1(Jul 23, 2025)

    Committee report H. Rept. 119-234.

  4. House

    Passage of the bill

    Passed by (Feb 9, 2026)

    No individual votes were recorded.

  5. Senate

    Received from the House

    on Banking, Housing, and Urban Affairs(Feb 11, 2026)