The record

LegislationLegislation· Sep 2025
HR 2808 Signed into law

Sponsored by John W. Rose (R)

Homebuyers Privacy Protection Act

Limits credit agencies from selling mortgage applicants' data to third parties without consent.

Tradeoff

Restricts marketing data sales tied to mortgage applications. Credit agencies must get consent or verify the buyer is an existing lender or servicer.

What's in it

See official bill text

Passed the House by on June 23, 2025. Passed the Senate by on August 2, 2025. Signed into law on September 5, 2025.

  1. House

    Introduced

    (Apr 10, 2025)

  2. House

    Committee on Financial Services(Apr 10, 2025)

  3. House

    The Committee on Financial Services voted to send it to the floor

    Reported 46 - 0(Jun 10, 2025)

    Committee report H. Rept. 119-166.

  4. House

    Passage of the bill

    Passed by (Jun 23, 2025)

    No individual votes were recorded.

  5. Senate

    Received from the House

    Received(Jun 24, 2025)

  6. Senate

    Passage of the bill

    Passed by (Aug 2, 2025)

    No individual votes were recorded.

  7. House

    Sent to the President

    (Aug 25, 2025)

  8. White House · Signature

    Signed

    Donald Trump (R)

  9. Enacted

    Became law(Sep 5, 2025)