Sponsored by James P. McGovern (D)
Breaking the Gridlock Act
Extends federal healthcare subsidies through 2028 for people earning up to 400% of poverty level.
Tradeoff
Lets more people keep healthcare.gov subsidies for three additional years. The bill text does not specify how this is paid for.
What's in it
Extends structure through 2028, with budgetary effects not specified in the abstract.
This extends federal tax credits that reduce what individuals pay for health insurance premiums, meaning the federal government effectively subsidizes a portion of marketplace insurance premiums for eligible enrollees through foregone tax revenue.
The House passed this 230-196 on January 8, 2026. The Senate hasn't voted on it yet.
House
Introduced
(Mar 4, 2025)
House
Committee on Armed Services(Mar 4, 2025)
The bill went to more than one committee at the same time.
House
Passage of the bill
Passed(Roll #11 · Jan 8, 2026)
230 yeanay 196Senate
Received from the House
Received(Jan 12, 2026)
Senate
Received from the House
Received(Jan 26, 2026)
Passage votes so far· Jan 8, 2026· 119th Congress · 2025–2027